Tag: International Travel

Tip #4: Using Mobile Phones Overseas

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Most of us are tied to our mobile phones in our daily lives. So, when we travel overseas, we don’t want to be cut off from the world. However, taking your U.S. mobile phone overseas isn’t as easy (or cheap) as it sounds.

But, here are a few tips to make it easier:

1. Mobile Phones 101* = The standard mobile phone network in Europe (and most of the world) is called GSM. Within this network, different regions run on different bands. The U.S. uses 2 bands and most of Europe uses 2 different bands. A GSM U.S. phone that’s tri-band or quad-band operates on both US bands, plus one or both European bands (so it works in the U.S. and abroad). *source Rick Steves “Europe Through the Back Door”

2. If you have a tri-band or quad-band phone, you can contact your provider and ask about international data/voice plans. Most providers offer a temporary international solution. Also, check to see if you have corporate discounts. My international plan (unlimited data but roaming charges for phone calls) is less than $60/month with AT&T.

3. Global Cell Phone Rental for Verizon Customers: If you would like to take a cell phone abroad and you are a Verizon Customer, Verizon offers a rental service for global phones for travelers who will be out of the country for 21 days or less (Global Travel Program). Service costs vary.  The global value plan is put into effect when the phone is activated, and the plan is pro-rated, so the user is only charged from the day the phone is activated until the day the phone is deactivated; thus, the user may end up paying less than the $4.99 for the month of the global value plan.  It typically takes two business days to receive the phone via FedEx (signature required) delivery and users can activate the phone by calling Verizon or by going to a local Verizon store. Additionally, the Verizon customer can keep his or her current phone number.  To arrange for a phone rental, Verizon customers should call Verizon Customer Service and ask to speak to the Global Services department about Global phone rental.  If you aren’t sure whether to rent a phone or add service to your smart phone, Verizon has a pretty comprehensive page on their Global Services with a Trip Planner to help you decide on the type of service you will need based upon travel type (cruise vs. land) and country. 

4. Another great option is Cello Mobile. If your cell phone provider doesn’t offer an international plan (or the rates are too steep), this is a cheaper alternative and it has received rave reviews from users. I have identified a promo code for 10% off rental of the phone but it’s only valid if you travel for 15 or more days (promo code 1520). I’m not sure how long it’s valid for.  Quick Tip: I usually do a Google search with the “name of the company + promo code” to see if I can find any valid coupons. I have success about 80% of the time.5. If you are an iPhone user and just want to use the phone overseas for WiFi only, then you will need to disable roaming. To disable roaming on an iPhone — go into settings and select “Airport Mode”, and a small icon of an airplane will appear in the upper left corner of the screen. Consider that the iPhone also has WiFi capability, so in theory you can tap into any free WiFi source with the iPhone and surf the web. If you choose to do this, I would recommend staying at a vacation rental or hotel that offers free WiFi.

6. International Rate info by Service Provider
a. AT&T
     i. How to keep data charges predictable when traveling abroad 
     ii. World Packages   
 
b. T-Mobile
     i. International Roaming
 
7.  Rail Europe offers an “eKit” (pre-paid phone card and international phones) for purchase. They run various promotions throughout the year offering credit based upon the type of service your purchase.
 
Need travel apps for your phone?  Check out my post here for recommendations.  Any updates or feedback on using mobile phones overseas?  Please comment so I can keep the information current and correct.  Thanks!

Travel Tip #1: Deciding on a Destination

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Some of us know exactly where we want to travel to while others just know they want to go someplace. So, how do you decide on a destination?

1. Figure out the type of vacation/trip you want to have (i.e. adventure, relaxation, beach, ski, etc.).
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2. What’s your budget? This will help you to determine the length & locale. Some people think that international travel is too expensive to consider. But, smart travellers can save a lot of money by travelling during the right months (shoulder or off-peak season) & with proper planning (staying in a vacation rental instead of a hotel, buying tickets in advance, taking trains, buses & shuttles, etc). Travel Tip #2 will focus on how to travel overseas on a budget.

3. What time of year? Keep in mind that southern countries & islands have opposite seasons than the US (i.e. South America & South Africa have their summer season during our winter season). So, if you are looking for a tropical vacation during the holidays, check out the Caribbean, Mexico, South America & Africa. If you want to save money and travel off-peak to Europe (including the UK and Asia), it will be cold there (maybe even more so) than it is here and there are less hours of sunlight but you can still have the trip of a lifetime.

4. Travel as part of a tour group or on your own? 
    a. The advantages of a tour group (especially in foreign speaking countries) is that you have a set schedule with an English-speaking guide and are pretty much guaranteed to see the big tourist attractions. I strongly recommend going with a tour group (i.e. Ambassadair) for Asian countries (the language barrier is a killer) or if you want to experience the “typical” tourist adventure in any country without the pressure of planning it yourself. These “pre-packaged” tours are pretty easy to do. Just sign up and go.

    b. If you are comfortable with planning your own logistics & want to have a bit more flexibility to your trip, doing it on your own can be cheaper & more exciting. I would only recommend doing this on shoulder & off-peak seasons for major trips (i.e. visiting Italy for the first time). Peak season brings loads of tourists and you’ll end up spending a lot of your time standing in line.

5. Buy a guidebook. I never travel without one. Rick Steves is my best friend when I go to Europe. Most of his books are updated annually (however, I only replace mine every 3 years as you can go online to www.ricksteves.com and get the updates). This is great because you have the most up to date information before you travel.  Just know that Rick only covers Europe, the UK and Istanbul. For other locales, try Lonely Planet, Eyewitness Travel & Frommers. Before planning a European trip, I suggest you pick up Rick Steves “Europe Through the Back Door” as it has a lot of great travel tips (buy it on amazon.com to save $).

6. Verify that you have a valid passport. U.S. passports are valid for 10 years. I believe they cost approximately $165 (passport book & card) or $135 (passport book only) for a first time adult applicant (16+).  Renewal is approximately $140 (adult passport & card) or $110 (adult passport only). Minors are charged $115 for first time applicant.  However, check the website for the most current fee schedule.  Passports must be valid for up to 6 months after your ticketed date of return.

7. Visas. Be sure to verify if the country you plan to visit requires a visa as well as a passport.  If so, you will need to fill out the proper paperwork. I generally get my visas thru CIBT (which also processes passports as well). 

8. Vaccinations. Visit the CDC website to see what (if any) vaccinations are required. You should definitely make sure your tetanus shot is up to date and consider getting the Hep A vaccination. A lot of cities have “travel clinics” where you can make an appointment with a nurse, tell them the countries you plan to visit and they will suggest the recommended (or required) vaccinations.

9. Travel Insurance. This is a bit like gambling — you just don’t know if you will need it. I recommend it because you never know what can happen and it can give you some peace of mind. I was lucky to have travel insurance when my luggage got lost on a trip to Italy. This allowed me to be reimbursed for the clothes I had to buy while I waited for my luggage to arrive.

10. Be safe. It never hurts to check on the state of affairs in the country you plan to visit. I generally look at the travel alerts on the U.S. State Department website and ASIS International (which will give you the demographics, crime rates & incidents, political climate, & emergency contact numbers). Also, I research any local scams on Rick Steves Graffiti Wall. This has proved to be invaluable.

Tip #3: Handling Money Overseas

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What is the best way to get foreign currency without paying exorbitant conversion or international transaction fees?
1. Check with your credit card company, bank or credit union to find out a) what (if any) transaction fees are levied on international purchases & withdraws; b) the exchange rate for a particular foreign currency (i.e. GBP aka British Pounds); & c) if they have (or are affiliated with) any banks in the country you are going to visit. I have found that American Express (at least my Rewards card) does not charge a transaction fee. However, it’s hit or miss if Amex is accepted overseas. Most merchants prefer Visa and MasterCard.

2. Check the exchange rate via an independent online tool (i.e. XE Universal Currency Converter). This can give you an idea if your bank or credit union is giving you a good rate. Right now, with the economic turmoil in Greece (and Italy as well as a few other European countries), the Euro is losing some of its value which is making it weaker against the U.S. dollar. That means more euros for your buck.

3. Debit Cards/Check Cards = I always withdraw cash from the ATM once I get to my foreign destination. The exchange rate is usually pretty good. Be sure to research banks in the country you are visiting to check out their exchange rates beforehand. While exchange rates change daily, usually you can spot trends to identify banks that offer the best rates on a consistent basis. Quick tip — ATMs at the major train stations in the UK do not charge fees for non-bank users so this is a great place to withdraw cash.  Be sure to call and let your bank know you will be using your card overseas. 

4. Credit Cards = A few years ago Europe (including the UK) introduced a “Chip + Pin” card. These are credit cards that are embedded with a “smart chip” and require a 4 digit pin to authorize transactions. Think of it as a debit card.
    a. Using U.S. credit cards abroad: It used to be that you could use your U.S. credit card for foreign purchases with no problem. But this past year, I have found that the acceptance of cards without a “smart chip” is becoming less common. However, most hotels & major restaurants and store chains still accept U.S. credit cards. I usually ask the merchant before purchasing a product or service if they accept cards without a chip. Be sure to verify methods of payment with small B&Bs as I’ve found they prefer cash.
    b. Dollars vs. Foreign Currency: If you pay for an item with an American credit card, be sure to verify that the merchant charges you in the local currency. DO NOT allow them to charge you in U.S. dollars. Hotels will usually ask if you would prefer to be charged in U.S. currency. ALWAYS DECLINE. The exchange rate is terrible & you will end up paying up to 6% more than if you kept the charge in the local currency. Your card company will convert the charge on your statement. Which leads me to…

5. Travelex Cash Passport = I found out about this while at JFK airport on my way to Prague in April. It’s a “pay as you go” Chip + Pin card. You can load up the card either online or at the Travelex kiosk at the airport. It’s safe & easy to use. This allows you to pay for items via a credit card without transaction fees. When the card runs out of money, simply go online and add more funds. You can either buy the card online (for a $9.99 fee) or at a Travelex location (which are in most airports but you can verify on their website).  If you purchase the cash passport online, you can have it shipped or pick it up at a Travelex location.  I prefer to buy my card at the airport which allows me to avoid the $9.99 fee.  The exchange rate is very competitive.

Travel Tip #2: Champagne Vacations on a Boones Farm Budget

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Have you been dreaming about a destination that seems out of reach financially? Where there is a will, there is a way. With smart research & proper planning, you can save a ton of money on your dream vacation. Here are few things to consider:

1. Plan ahead. Know your destination, approximate dates of travel (even if it’s just a preferred month) and your budget. This will allow you to take advantage of a great deal when the opportunity is presented.

2. Airline tickets — When should you buy airline tickets?
    a. For domestic & off-peak international travel, I recommend booking 3 months to 14 days prior. If you are flying international during peak season, you should be prepared to buy your ticket 4-9 months before your trip. I’ve noticed a trend of discounted airfares offered late summer for fall & winter travel to Europe.

    b. DO’s & DONT’s

        i. DO be flexible. You can save a couple of hundred dollars by being able to move your departure or return date by 1 or 2 days.
       ii. DON’T buy a ticket on the weekends. Ticket prices are highest during this time. 
       iii. DO buy your ticket on a Tuesday around 3pm. Pricing trends have shown that many sales are launched on Monday nights which offer discounts of 15%-25%. Competitors tend to match these offers on Tuesday morning. By 3pm, fares are as cheap as they are going to get for the week. Deals usually expire by Thursday or Friday so snap up a good deal no later than Thursday.
      iv. DON’T fly on a Monday, Friday or Sunday as these are the most expensive tickets.
       v. DO fly on Tuesday, Wednesday or Saturday to get the cheapest flight.

    c. Get the social media edge by “liking” (on Facebook) or following (on Twitter) airlines. They have started to tweet & post hour-long airfare sales which can be to your advantage.

    d. Available resources: Check out Bing Travel
        i. This site aggregates information from online travel sites (Priceline, Expedia, Travelocity, Hotwire and BookingBuddy).
       ii. It also has Price Predictor — a tool that is based on historical pricing trends. Has a green, yellow, red stoplight theme which will recommend to either buy now or wait.
      iii. It posts last minute deals. You can get a good deal with last minute deals but it’s a huge gamble. This is really for those who decide today they want to go someplace this weekend.

3. Hotel or Vacation Rental? You can generally save a ton of money by renting an apartment, flat, house of villa. Vacation Rentals typically require you book for a minimum number of nights. You can purchase food & make your own breakfast & lunch (which will save you a ton). Most usually have washers & dryers so you can do a load of laundry which will keep your luggage lighter (and guarantees no over-the-limit baggage fees). I’ve booked a flat in London for 5 people for New Years Eve and we are paying only $250 per person for 5 nights. I will cover the ins and outs of vacation rentals in Tip #5.

4. Buy train tickets in advance. You can take advantage of great deals which can save you up to 50%.

5. Dining. Eat at local Mom & Pop restaurants in non-touristy parts of the city. The food is phenomenal and 1/3 of the price you will pay for average fare next to a famous monument.

6. Tours. Check out last-minute tours on Viator. This site is great and they usually have tours that are 20% off the day before or of.

7. Consider a cruise. It’s an all-inclusive which makes it cheaper than doing a land-only vacation. Plus, it allows you to hit several locations in a short amount of time.

Bottom line…organization & planning will save you a good amount of money. Money that you can spend on your next vacation!